Back Door To Business Funding



Bad credit is a reality. It makes it difficult fo rocnsumers to rebuild their lives, fix their credit, and start a second business. Maybe if the business had been started a few years earlier, the consumer would not be in there present circumstances. But, hindsight is 20/20. The important thing is to learn from our past mistakes and change our budgeting habits.

One method of moving forward and starting a business is with a bad credit card. First, go to a comparison site and compare the bad credit credit cards. There are good ones. There are bad ones.

Self-Publish Your Book With National Distribution

Many writers struggle with constant rejection from the publishing world. A rejection, though a part of the industry, is difficult for writers at any stage in their career. You pour your heart and soul into a book, along with hours of work, only to hear a publisher indicate that it isn’t what they are looking for at this particular time. Many books that were otherwise snubbed by traditional publishing houses have gone on to be very popular. How? It’s simple. Self-publishing is an avenue that many new, or rejected, writers pursue.

When you hear self-publishing, perhaps you think about writing a book and taking it to a printer, paying for copies and doing all of the footwork to get your new work listed with major bookstores. But, thanks to the internet and an innovative new approach to publishing, that’s no longer the case. Sure, you still have to pen the book yourself but leave the printing up to someone else. A growing number of POD (print on demand) publishers are stepping up in search of the next bestseller. Print on demand is a term used to describe a publisher who handles all of the printing aspects, but on an as-needed basis.

The best self-publishing companies offer a variety of programs with the majority of them handling the issuance of an ISBN number and getting your book cataloged with all of the major online bookstores, including Amazon, Barnes & Noble, Books-A-Million, etc. In addition, when a book is issued an ISBN number, it can be ordered at any bookstore. Your book may or may not be physically stocked at your local shopping mall, but the bookstore inside will have the capability to order it as requested. As your new title is listed nationally with every major bookstore’s catalog, it will steadily surface globally as well. A year after your book is released; don’t be surprised if search engine results show that it is listed with major online bookstores across the world, including Japan, United Kingdom, Canada, Australia, Germany, etc.

With print on demand publishing, or self-publishing, you will have to pay a fee to get your book in print. Longtime publisher iUniverse (http://www.iUniverse.com) offers publishing packages starting at $499.00 and up. In exchange for the startup fee, the company issues a printed version of the book while the author retains all electronic rights to the work and a 3-year contract with a 1-year automatic renewal. A generous 20% royalty is offered on the sale of every book with quarterly statements mailed to the author.

If you have been turned away by traditional publishers, or simply want to retain full control over your book, it’s cover design and content, self-publishing may be the way to go. If you have never been published, it is difficult to find a traditional publisher. With self-publishing, you will have documentation of your previously published work and royalty statements to show its success. Once your book is published, get out there and promote your work. It’s the best way to take your career from new to permanent status.

Daphne is a Writer, Business Owner, Motivator and Self-Starter and full-time Mom. She started Passion Parties by Daphne in the Summer of 2005 as a hobby while working full time. It has since become a full time passion for her and hope to quit her full time job soon. She enjoys writing articles about small businesses and family and tries to motivate other women with the same desire. She can be reached at 1-877-TOY-DIVA http://www.daphnespassion.com/




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Does Your Small Business Need Property?

Many small business owners, or work at home professionals do not pursue commercial loans to support their businesses. I know one person in particular who ran a successful company from her basement. She made maternity bras which had a unique and comfortable design.

Within three years she had orders from around the world, and larger retailers were taking an interest - then the bomb hit. A neighbour complained and the township told her that her business no longer qualified as a cottage industry business.

Her reaction - to shut down. I later talked to her and asked if she had tried for one of the Commercial MortgagesShe just shook her head. It was sad. She had the equity in her house for a down payment, and the sales to support paying for a small industrial business.

She also lived in a 'factory ghost-town.' There were at least ten small abandoned factories she could have purchased for under $80 000 (yes, you saw that right). They were under 5 000 sq feet, but all would have suited her needs.

This would have been even more tragic if it happened now, in the aftermath of the sub-prime melt down. The banks need to lend money now. They are looking for businesses (not new families) to invest in.

My friend made the classic blunder. She never made the transition from work at home creator to business woman. If she had, the concept of applying for a commercial mortgage, and even incorporating, would not have been so alien. Banks are not looking for companies that are making millions. They just want solid businesses with a proven track record... and an ambitious owner.

Getting Published: When To Pay And When You Don't

How much should you pay to get your book published? I know this question is confusing because I once led a teleclass where a student asked me four times how much I paid to get my novel published. I said, "Nothing!", but the answer didn't make sense to her. She didn't understand why I didn't have to pay anything when she was being "pursued" by publishers offering packages that would cost her thousands of dollars. Welcome to today's publishing world where the old model is often confused with the digital/self-publishing models and writers don't know how or even if they have to spend their own money. Let me clarify. I hope this will help you make the right decisions for your book.

Traditional Publishers

Whether a traditional publishing house is one of the big ones, like Random House or St. Martin's (which published my novel), or moderate to small like a Hay House, one thing remains the same: you pay nothing. When one of these houses is interested in your book, they pay you an advance to write the book and, if the book sells well, they will continue to pay you royalties. Depending on how large your publisher is and how excited they are about your book you may also get a nice marketing push and your own public relations person working to get your book noticed. There's also a level of prestige and acceptance that comes from selling your book to a publishing house--reviewers take notice and it's easier to get the major booksellers to stock your book. Of course, it's also really difficult to get a traditional publisher interested in your book (you'll probably need a literary agent), but if this is what you want for your project, you'll do the things you need to do to get noticed.

Print On Demand Publishers

Many new writers think they are getting the attention of a traditional publisher when they are pursued by a POD publisher. Then they're shocked when they find out how much they have to pay. You have to know that most POD publishers are totally reputable, but on a certain level, you're still self-publishing. POD publishers offer a wide range of fee-based options including cover design, editing and marketing. They operate like a traditional publishing house in that the ISBN (International Standard Book Number) is owned by the POD, not the author, and the company pays royalties to the author. Going POD can be pricey, but if you have zero experience in putting a book together they can be your best buy. Some of the popular ones include Lulu, Trafford Publishing, Author House, Outskirts Press and iUniverse.

Digital Printers

The most important thing to know about digital printers is that they just manufacture the book. You maintain control. You keep the copyright, you own the ISBN (which you'll have to purchase yourself) and you figure out how to sell the book. You'll also probably have to hire a designer and an editor to help you put the book in tip-top shape before handing it over to the printers. In this process you can ask the printers to send you a price quote or even get several to bid on your project. This could be your best pricing option. Just remember to ask for references and interview the authors to see how satisfied they were with their final product.

As always, do your homework. You can spend as much or as little as you want. Only you will know how close you come to producing the book that's been in your mind forever.

2007 Sophfronia Scott Author and Writing Coach Sophfronia Scott is "The Book Sistah" TM. Get her FREE REPORT, "The 5 Big Mistakes Most Writers Make When Trying to Get Published" and her FREE online writing and book publishing tips at http://www.thebooksistah.com/


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Get Ya’ Money Right: The Truth About Publishing


What up Playa? By now you should be getting the big picture. There ain’t no business like show business. But here's the problem, you keep putting on the show, but you ain’t handling the business. If you are like many of the young artist coming-up in the game, you probably don’t have a strong grasp on the Music Industries many rules and regulations. You might have read an article here or there, or even picked up a book or two about the music business, but chances are that unless you’re a lawyer you probably didn't understand it. Relax, I got your back. Look at me as sort of your music business guardian angel, here to help you add a little business to your show. Let’s face it, the music business is a well-oiled machine designed to do one thing, and that is make money. Throughout your career you will notice that at every corner you turn there is someone who is waiting to benefit from your talent and success. Regardless to how large you may become, you will never be able to completely eliminate the middleman. Go ahead and screw up your face if you want, but if you think you can cross out the middleman then you need to close your eyes and go back to La-La-Land, 'cause homie your still dreaming. Even when you become a Hip Hop mogul like Russell Simmons or P-Diddy, you still have answer to someone else, and they are usually making more money then you are. Alright, here is where I will stop myself because I am known for going off on a tangent about the many, many economic inequalities of the music business. So with no further delay, let's talk about getting paid…

Get Your Money Right

Now that we have established other people are going to be making money off of your talents, lets focus on how you can begin to get your beak wet too. During the week I get a million and one emails with questions about the music business. The one question that comes up the most is, "what is Publishing and what does it have to do with me?" Publishing is quite a difficult topic; so I will explain it as simple as humanly possible. Sit down class and pay attention.

Publishing is money earned from the songs that you have written. This money comes from two separates sources.

Source #1: Mechanical Royalties-This is the money that record companies pay to the publisher for songs that have been mechanically recorded(pressed-up) on record or CD.

Source #2: Public Performance Income-Better known as performing rights, this allow others to use your music in different mediums such as; radio, t.v., movies, etc.

Pump the brakes, Playa! Your not entitled to all of the money, just a portion of it. Let me explain. All money made from music publishing is simple known as Publishing Royalties. Publishing royalties are broken down into two separate shares; publishers share and writers share. Think of the shares as a pie with two halves; the publishers side represents 50% of the pie and the writers share represents 50% of the pie, and together they represent 100% of Music Publishing Income.

The publisher is the party that collects both shares and then pays the writer's share to the writer or writers of the song. The Publisher is the one who owns or controls the copyright of the song. This means that they have the rights to do with it as they please, such as licensing(renting) it out for movies, or sheet music. Also, granting permission to other singers to re-record it. At some point, you as a songwriter are going to have to deal with a Publisher on some level, whether you decide to self-publish or not. The main advantage to self-publishing is that your are the sole controller of your copyrights, but unless you have the time, energy, and resources to do what a publisher does, you better learn to play "Let's Make A Deal."

What a Publisher can do for you the Songwriter

• Copyright your songs so your butt is covered around the world.

• Make sure your songs are used in every imaginable medium, such as: radio, video games, downloadable ring-tones, movies, etc.

• Hook up manufacturing and distribution deals for music books and sheet music of your songs.

• Register your songs with collections agencies like BMI, ASCAP, SEASAC, and the Harry Fox Agency.

• Protect you from copyright infringers trying to steal your material by sampling, file-sharing, and bootlegging.

• Develop and Promote you as a writer.

• Negotiating licensing deals on your behalf

Your best bet is to set-up a co-publishing agreement with a large publisher; this way you will ensure that things will be done correctly, without you losing your mind in the process. There are far too many types of publishing agreements to get into detail, but you have to always agree to the deal you can live with. Think long-term and your money will grow, think short-term and the next song you write may be one for Food Stamps.


Sahpreem A. King is a Multi-Platinum record producer, and book author of Gotta Get Signed: How to Become a Hip Hop Producer", available on Schirmer Trade Books. For more info visit: http://www.becomeahiphopproducer.com

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One Of My Blogs is Blog Of The Day





Hello, I work really hard to keep my blogs relevant and subscriber friendly. There are so many topics I want to cover, and it seems like there is never enough time in a week to post as many blog posts as I want on a topic.



However, to do this, I need to let advertisers sponsor my blogs. I don't let them hi-jack the blog. If their post isn't something I think you want to know about - then I won't accept the sponsor. But, every once in a while I am noticed - and that makes those days feel great.



I want to thank PPP for making my day. Please leave a comment today and say hi'






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Make Money Online

I’ve spent the last couple of weeks looking over different methods of earning money from my blogs. I took a look around another few blog sites. Pro blogger has a few of the same programs I am involved in, and a few I do not subscribe to: http://www.problogger.net/archives/2007/11/15/how-i-make-money-blogging/

AdSense Google

I cannot rely on Google. Some times I make good money, then they change the rules and my income drops. Their sliding scale is hard to figure out. I’ve read the rules, met the requirements and received as much as 30% CPC. Then, without any word from the net that Google changed the rules, I am back down to 2%. And, I can make several different percentages at the same time.

I make most from Google when I buy targeted traffic.

Adbrite.com

Adbrite.com doesn’t have a sliding scale. I know what I make. It also has the advantage of letting me pick and chose the ads I want to appear on my blog. I don’t use their video or full page ads, just their PPP.

Commission Junction

Worth the mention, but I don’t do well. I find that people are more likely to click a text ad than an image. However, I do find they have social benefit. The blogs that have pictures on them have more click through and RSS subscriptions. The images increase the blog’s credentials.

Amazon Associates

I don’t do well here, but I don’t invest a lot of time optimizing for it. Problogger.com claims that he does well.

Affiliate Programs

I don’t make much from affiliates, but I do make some money.

Paid Posts

I write paid posts – with a twist. I am not locked into a campaign. I only submit my sites to PPP programs that let me choose my sponsors, and which ads to write. In many cases, I can pick an article out of my ‘files’ and post it with the sponsor.

What I don’t do is write ads. If a PPP asks for blatant advertising, I won’t write about it unless it is a service I approve of and would pass on to my subscribers and readers – free. This could be because I come from a magazine background where I am use to having 75% advertising mixed within 20% content, with 5% dead space.

My Books

I make a lot of money selling my own books in either download form and from Amazon.com. These books are in mobi, Kindel, Palm, Adobe, MSReader, and print formats.





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Are Oysters Good For Your Sex Drive?

"Ever since I ate those oysters last night, my stomach's been giving me fits!"

"Were they fresh oysters?"

"How would I know?"

"Did they smell unusual when you took them out of the shell?"

"You mean I was supposed to take them out of the shell???"

Okay, so maybe there is no one who is that clueless when it comes to eating oysters - or are they. I've always eaten raw oysters. Gulf oysters are my favorite. It isn't that I now worry about oysters harvested in the Gulf of Mexico. It is that I have stomach problems.

I read the list of symptoms - and I have had them several times after eating raw oysters, including the fever, chills, and even the shock. I just assumed that maybe I over ate.

There are three new techniques to protect me, including freezing. They are easy to identify, because first they are frozen, and because they have the tops removed.

Oysters may not help your libido, but they are healthy. If you thought you were allergic to oysters then think again...try some preprocessed oysters.



Preparing for the Recession

If you are a freelance writer, then you've been doing a lot of writing for financial websites. In fact, I think that most writers are becoming financially savvy due to the amount of writing and news regarding the current markets.

It is a fascinating time to be in this industry. There are so many new products that will save us money. In fact, you can see it in consumer behavior patterns. I thought we were 'unique' in that we prefer to borrow a secured loan to buy a car. Then I read the news and find that 20% of car buyers borrow secured loans, a sure sign that people are becoming smarter when it comes to their money.

"It is vital to shop around for the best deal to finance your new car to help you avoid paying over the odds," remarks Tim Moss, head of loans with the price comparison resource.

Getting a loan with an interest rate of 6.7 per cent could see borrowers repay £13,911 on a £12,600 loan, while a manufacturer's deal would necessitate repaying £14,857, he asserts.



Currently, the Secured Loan is one of the most affordable borrowing practices, but apparently 80% of the population still don't know that, which is why there is still a lot of room for new writers in this niche'.

Submission Allowance


When you understand what an editor allows in the way of submissions you can begin to see there may be more options available to you than you may have realized. By understanding the ‘big three’ submission types you will find a greater ability to maximize your publishing potential.

What is a Parallel Submission?

When you conduct research for a non-fiction article it is possible to take the research and create several articles on the same topic. This goal can be accomplished through the adaptation of specific word count requirements and a variety of perspectives and emphases. These articles are then submitted to publishers – one unique article per submission.

The premise behind this technique is to take the research you performed on the subject and allow it the greatest possibility of publication by allowing a variety of publishers the opportunity to review uniquely written material on a singular, yet well researched topic.

The added benefit is that by writing in a variety of styles on the same subject you are continuing the process of fine tuning your ability to wordsmith.

This method is effective because editors often only look at material that is not being sent to another publisher. By providing a unique article to each publication your overall research is maximized for potential publication.

What are Multiple Submissions?

This term refers to a publisher’s willingness to allow you to send them more than one submission at a time. Multiple Submissions are typically allowed for low word count articles or filler material. These submissions will not take long for the editor to look through so having several to choose from is advantageous for the editor and provides great prospects for you.

What are Simultaneous Submissions?

Many editors will allow an author to provide simultaneous submissions. This concept allows you to send your work to more than one editor/publisher at the same time. This allows the author another unique opportunity to market their work for potential publication. It should be noted that not all publishers accept a submission that has been sent to another publication while other publishers allow the practice on the condition that the author note the fact in their cover letter.

There’s Just One More Thing

Be sure to read through all guidelines whenever submitting material to a potential publisher. Even the kindest editor lacks patience for a blatant disregard for stated submission guidelines.

You expect the editor to be professional so return the favor. Make sure your correspondence is error free, polite and professional in tone. This can go a long way in establishing your ability to interact in a peer to peer fashion. It also exudes a tone of confidence that can be assistive in allowing the editor to have a similar confidence in your abilities.

About the Author:Scott Lindsay is a web developer and entrepreneur. He is the founder of FaithWriters (http://www.faithwriters.com) and many other web projects. FaithWriters has grown to become one of the largest online destinations for Christian writers. Members include writers from all around the world. Please visit the website at: http://www.faithwriters.com

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Debt Management Advice

Do you want to make money, build wealth? If the answer is yes, then your first step needs to be learning the basics of debt management. 'A penny saved is a penny earned.' When I am mentoring small business owners, I often help them get Debt Management training and counseling.

This has helped everyone I've worked with who said 'I have no money' free up at least $100 a month to invest in their business, and expedite their debt freedom campaign. The fact is, most of the population pays $5000 a year in interest on their credit cards and personal loans. That does not include the $3000 - $5000 they pay on their mortgages, at least $800 - $1500 of this an overpayment because they chose the wrong mortgage product.

Before you say 'I have no money' contact a debt management councillor, or an online service. It is the first step toward running a successful business. You can't run a successful business if you hemorage money. The problem is - the more you make - the more you will lose, until you learn how to manage your money.

Who needs debt management councelling? Anyone who cannot pay their credit cards off each month, and has less than 3 months of bill money saved in the bank.

Scams, Schemes, And Shams: Who Can An Author Trust?


Authors in their quest to get published can fall victim to scams. Here's a few tips to help you avoid the traps.

Online Matching Services and Email Blast Programs

These services, for a fee, put your query letter, synopsis and first chapter online. Acquisition editors and literary agents then have the opportunity to peruse the offerings. You have to ask yourself if you truly believe that the average literary agent, who receives 1100 unsolicited queries a year, has the time to look at these websites.

The reverse, or maybe it’s the inverse, are services that have databases of agents and publishers. You specify the genre of your book and up pops agents/publishers who have said they are interested in your genre. Sometimes the agents/publishers have provided their acquisition specs and sometimes the owner of the database has just input the information from other sources.

Finally there are services who will email blast your query letter to agents/publishers. If the participants have agreed to receive the query letters there is a higher probability you will be successful. But, again you have to wonder, with all the unpublished manuscripts out there looking for a publishing home, why would an agent/publisher feel it necessary to sign up for these types of services.


Book Doctors…but are they quacks?

The beginning author wonders: 1) Do I really have talent? 2) Is my book ready to be marketed, or does it need additional work?

One option is to hire an editing service, sometimes called a book doctor. This is not simply a copy editor who checks for grammar, sentence structure, and spelling. A book doctor looks at the plot, characters, dialogue, continuity and flow.

It almost seems like more people making a living selling editing services—book doctors, script doctors—than writers earning a living. In screenwriting, it has become an epidemic. Producers who run out of money have even taken up the script doctoring profession to pay the rent while they are “between films.”

Asking another person to re-write your work is problematic. Who knows your story better than you do? It is extremely difficult to evaluate how talented these editors are, to determine if they are really going to improve your work.

Fees for these services can range from several hundred dollars to five or ten thousand dollars.

Remember that all manuscripts need editing. And that one of the publisher’s jobs is to work with the writer on getting the manuscript ready to publish.

Another option is a critique service; this is usually less expensive. They provide a report of their view of what is good and bad about the work, and perhaps its market potential. They are, at best, just one person’s opinion. If the critique service isn’t a publisher, how do they know what will sell and what won’t.

Marketing Services

There are many companies who provide legitimate services to authors in marketing and promoting their titles. Just because a company requires a fee doesn’t mean it’s a scam.

Having said that, if your book is not offered with industry standard terms, bookstores are highly unlikely to stock it, no matter what the marketing efforts are. Your book must be returnable to the publisher through the major wholesalers. It must be offered with 90 days for payment. It must be offered with at least a 40% discount from the retail price. These terms must be offered from the publisher not the author – unless of course the author is the publisher. Keep in mind that the author must own the ISBN, International Standard Book Number to be considered the publisher.

When a marketing company is unconcerned that the terms are not industry standard you should be concerned

About the Author:Brian Hill and Dee Power have written several nonfiction books including http://www.brianhillanddeepower.com/ebook.html Your Ebook: From Cyberspace to the Bookstore Shelves, and The Making of a Bestseller: Success Stories from Authors and the Editors, Agents and Booksellers Behind Them

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5 Tips For Catching Errors In Your Writing




Imagine receiving boxes of books from the printer or publisher only to discover a glaring typo. After countless hours of editing, revising, and proofing, how did it get by?

No matter what editing procedures you undertake, mistakes can happen. So how do you prevent errors before they wind up in your book? Read on...

1 - Employ an editing service.

The most common mistakes are minor, for example incorrect word use (their, they're, there) and simple misspellings.

2 - Get a second (and third) set of eyes.

Even if you don't wish to pay a professional, anyone who reviews your document will find mistakes you invariably miss. It is a function of the brain called "cerbrainiumitis." Okay, okay, that term is made-up -- but the truth is, you're much more familiar with your manuscript than anyone else, and as a result, apt to miss obvious mistakes simply because your eyes glaze over them.

3 - Read your manuscript backwards.

Reading material backwards is the antidote to "cerbrainiumitis" because a critical view of the English language cannot be corrupted by the flowing exposition you have massaged into sparkling prose. When you read your manuscript backwards, your book becomes just a collection of words, and those mistakes literally jump off the page.

4 - Read your manuscript out loud.

When you are forced to say the words out loud, your brain is forced to slow down and concentrate on the material. Bonus - you may discover stumbling blocks like awkward sentence structures and choppy dialogue.

5 - Use the right kind of publisher.

What do you do when that 5,000 print run costs $10,000 and features a grave error that cannot be dismissed? Your best recourse upon discovering an error is typically a sticker and a sense of humor. But an on-demand publisher that allows you to revise your book after publication (for a reasonable fee) means you are never stuck with your blunders.


Brent Sampson is the President & CEO of Outskirts Press at http://www.outskirtspress.com where the future of publishing is here, today. He is the award-winning author of "Publishing Gems: Insider Information for the Self-Publishing Writer" and "Self-Publishing Simplified" which is available on Amazon for an unbelievably low $5.95 or for free in e-book form at http://outskirtspress.com/publishing

Join The Fight To Give Self-publishers An Even Playing Field

Are you a self-published author who is tired of getting the door slammed in your face by reviewers, contests, conferences and more just because your books aren't published by a traditional publisher? Join the club! And I do mean join. If we as self-publishers don't begin to work together to combat the bias against our work, we are going to continue to be treated as and feel like second-class citizens of the writing community.

Don't get me wrong. I'm not saying that poorly written, unedited, crummy-looking books should be given the same treatment as high-quality books. But I am saying that books should be judged on their own merits, not on whether they are published by the author or by someone related to the author, and not by the number of copies that are printed at a time. How can someone judge a book when they haven't even seen it?

People say authors only self-publish because they can't get a traditional publisher. That's not my story. I chose to publish my mystery novel, TOO NEAR THE EDGE, through my family publishing company, PMI Books. I didn't send the novel to any agents or publishers first. I made the self-publishing decision based on my experience with my two published nonfiction books—one, self-published has sold over 50,000 copies and is now in its 4th edition; the other was published by a major traditional publisher sold about 5,000 copies and is now out of print.

My self-published novel, TOO NEAR THE EDGE has gotten good reviews from online reviewers and won a silver medal for best regional fiction in the 2007 Independent Publisher Book Awards (IPPY) contest. It's available on Amazon and other online sites, and I can keep it in print as long as I want. But if I want it to sell, I have to promote it, which is harder than it should be due to the bias against self-publishers.

I understand that approximately 800 books are published every day and reviewers are deluged with books to review. But I hate that like a trendy new NYC bar, they man the door so that only the well-connected get in. Reviewers should be in the business of judging books not judging publishers. Just give our books a chance.

And why should self-published authors be given second class status at conferences? Here's what happened to me after I found out that the annual "Left Coast Crime Convention," (LLC) meeting—a mystery convention sponsored by mystery fans, for mystery fans—will be in my area in 2008. I figured this would be a chance to go to a regional conference as an author, meet fans, and maybe even get my book in the "book room" to sell. But, no. It turns out that to be considered an author at the LLC I have to either meet the requirements for active membership in the Mystery Writers of America or be shortlisted for a major mystery award like the Edgar or the Anthony. That means I have to have been paid at least $1,000 in advances and/or royalties for my book, which had an initial print run of at least 500 copies. But even then, I can't be considered an author at their conference if my book is self-published or cooperatively published. My publisher must have been in business for at least two years and publish at least five other authors per year, none of whom may be an employee, business partner, or a relative of the publisher. And my publisher must be on the MWA list of approved publishers.

Well my publishing company, PMI Books, belongs to PMA, and we are reputable—but clearly, given all their criteria, they aren't going to put us on their approved list.

So I tried to get in under award thing. My book isn't shortlisted for the mystery awards they list, but I wrote them a very polite email asking if the IPPY would qualify me to be an author at their conference. They replied that I don't meet the eligibility requirements and that awards like the IPPY are not on the list, "since they are primarily awarded to authors from non-traditional publishing houses."

Enough!! These criteria are outdated, unfair and shortsighted. They arbitrarily exclude books and authors based not on the quality of the books but on the publisher and method of printing. There must be a better way. Self-publishers need to work together to end this bias against us.

I've started a new blog—The Populist Publisher—where I hope self-published authors can come together to change our image. I invite you to join us.

Lynn Osterkamp, Ph.D., MSW, is a writer, publisher and social worker. Visit her blog, The Populist Publisher, at http://www.thepopulistpublisher.com and leave some comments, express your opinions, and tell your stories about writing and publishing. See Lynn's books at http://www.pmibooks.com.

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How To Get A New York Publisher


When you look at the numbers, it’s clear that the New York publishing scene is a tough nut to crack. The reality is that with 83% of Americans wanting to write a book, the competition for a publisher’s attention is steep. So what’s an author to do? Well, if your attempts for finding a traditional publisher aren’t bringing any results, maybe it’s time to think like a publisher, instead of an author.

Writing a book is the easy part, and while publishers look at writing style and voice, there’s a whole lot more that goes into a successful book than just how well it’s written. When it comes to success, a publisher looks at this much differently than an author does. Truth be told, a publisher gauges a book’s potential success largely by the author.

Now don’t misunderstand me, there’s market consideration as well, but the author’s “salability” is looked at very closely. What we refer to as a “platform” is something all authors need to have, regardless of their target market. A platform is not who you know, but who knows you. It’s your area of influence. A platform can be any of the following:

• Your business
• Your fan base
• Speaking gigs you have coming up
• Your email list of potential buyers (i.e. fans)
• Your website (if your site is drawing traffic and capturing email addresses)
• How well you’re known in your market

If you’re new to the book world (meaning this is your first book) you may not have a single item on the above list in your vault of marketing tools. That’s okay. Now’s the time to build them.

The next piece of this is to write for a market. Over the years I’ve seen countless authors write a book on something for which there is no market. They believe their book will create the market. This won’t happen. Ever. First, if you’re self-publishing a book you probably don’t have the funds available to you to “create” a market even if you wanted to. You may respond to this by saying, “Yeah, but new markets are created every day.” And yes, this is true; what’s also true is that while it may seem that these are “new” markets, they were in fact already existing but, perhaps, untapped. Finding these markets can cost you a fortune in consumer research, advertising, product/book placement, etc.

When a company like Coca-Cola decides to put out a brand new product, you can bet that millions of dollars has gone into this prior to the launch. When authors come to me and say, “I have a great idea and it’s never been done before,” I suspect there’s a reason why, a publisher will too. Now, let’s say that you’ve done the research, you’ve spent years working in this arena and you know there are readers out there. Millions of them. If this is the case then I’d suggest you show up armed with your (current) research and data.

The ability to self-publish your book has (thankfully) brought a number of books to the attention of a traditional publisher that might have otherwise gone overlooked. Why? Because publishers like what other people like. If you have a book that you’ve self-published and it’s done well, a publisher might consider this for commercial access as well. By “commercial” I mean consumer, trade paperback, mass market. The key is to keep a close eye on the track record of the book and document your success. This form of documentation will later become the resume you use to entice a publisher into considering your book.

I was talking to an author the other day who had a great idea. He had a hard time getting a traditional publisher interested in his book, so he self-published with the intent of getting a major house to publish him. With that he mind he solicited referral letters from bookstores. Why bookstores? Because if you can get a bookstore excited about your book and tell publishers it “flew off the shelves,” you’ll be a step closer to piquing a publisher’s interest. Why? Well many (if not all) publishers will solicit advice from booksellers on the sales potential of a book they’re considering. They do this because they know that the bookseller is front and center with the consumer every day. They see what sells and what doesn’t. Having a bookstore (preferably several) in your corner could be a tremendous thing for your future and the future of your book.

And finally, let’s be realistic. With 500 books published each day in the U.S., the competition is fierce for gaining the buyer’s attention. Your book is your resume and because of this, it needs to be letter perfect. You should never wait for a traditional publisher to come along and “polish” your book, it should be gleaming with perfection. Yes, there are always things you’ll want to change after it’s published, but having a book that’s edited with a cover that sparkles will not only get you noticed by a publisher, but by your reader as well. And in the end, it’s the reader we must reach. Once you do, the world will beat a path to your door.

Penny C. Sansevieri, CEO and founder of Author Marketing Experts, Inc., is a book marketing and media relations expert whose company has developed some of the most cutting-edge book marketing campaigns. Visit AME


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Seven Useful Tips To Ghostwrite Books For Clients As A Freelance Writer

Serious freelance writers know their income may come from other sources, not just writing articles for magazines or clients. Ultimately, their freelance writing leads to writing books or e-books for themselves or as ghostwrites. If you decide to ghostwrite e-books and trade paperbacks for clients, consider the following:

If a client hires you as a "work-for-hire" ghostwriter, then the client pays you for your work, and he owns all rights. Make sure: 1) You receive a 50% retainer before you begin the work; and 2) You receive the balance at or right before delivery. That's it. If the book turns out to be a great success, great! That's wonderful! You should be extremely proud -- but from a distance! To be a successful ghostwriter, you must enjoy your glory as a ghostwriter in the shadows. Many ghostwriters prefer it that way.

I know a great speaker in the industry who commands $10,000 or more per speaking engagement. He is phenomenal to listen to and even more dynamite to read. However, he doesn't write his books alone. He contributes to them but he never writes any of them himself. His ghostwriter, Shelly, is known only to a few writers in a close-knit writer's group. Why does Shelly let this speaker take all the glory for her work? She is painfully shy and exceedingly talented as a writer. She once said, "I am where I need to be and he is where he should be." If you are going to ghostwrite, stay where you belong (invisible) and accept payment for the job as payment enough.

TIP #1: As a ghostwriter, you should always try to meet the needs of the true "author" of the work. Cover the content they want and do your best to make the client happy.

TIP #2: As with writing any book, ghostwriting involves lot of revisions and changes as far out as two months, especially if the book needs to go through an editor or publisher. You should make changes as needed. However, don't wait on final payment if your client hasn't received final approval from his publisher.

TIP #3: Always write your ghostwrites as if they are your own. Write with quality and professionalism in mind.

TIP #4: Never sign a non-compete contract on the subject of the book. It is crazy for the client to ask but crazier for you to do it. If a client asks for one, walk away. You have your own work to protect as well as the client's work. Remember the saying, "to thine own self be true"? Well, in writing, there's no truer statement.

TIP #5: You owe the client exceptional work and the client you work for owes you money for a job well done.

TIP #6: If your client is dissatisfied with the end result, even after he's paid you, make it right for the client. Satisfied clients usually become repeat clients; they will bring you steady work and referrals.

TIP #7: Consider using a pen name as a ghostwriter. Jeanine Anne, a freelance writer and ghostwriter, said she uses a pen name when she ghostwrites. She said, "I've written most of my ghostwrites and presented them to my clients under my pen name, Jeanine Anne. First, if someone decides to spam me, there's no harm done to the name for which I write my own work under. Secondly, when I write for a client, I have no idea what the client will do to the work, after all it is his work once it leaves my hands. The client may add content which I may not like or he may write something that is not my style of writing." This is something to remember if you write for clients as ghostwrites. The client hires you to do a job and the client owns the work after it leaves your hands.

You can find many ghostwriting gigs on www.FreelanceWriting.com, Elance.com, Guru.com, GetAFreelancer.com, Indeed.com, www.WritingCareer.com, and CraigsList.com. The other way is to create your own ghostwriting gigs by networking and marketing.

About the Author:

Learn how to become a published book author! Download Brian's free e-book, Book Writing for Fun and Profit, at www.BookCatcher.com. Visit Brian's blog, Book Publishing News.











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Telemarketing - Another Look

Do you get calls from telemarketers? We all do, it is a part of life. But, if you are a business owner, you need to take a second look at telemarketing. The simple fact is, it works.

My friend had a telemarketing business. She also won the 'woman of the year' award for our local city. I used her services, earning new services for $55 each - much less than the $180 per client that it cost when using mailings, or the $540 it cost through media advertising.


Telemarketing is a one on one sales pitch. Yes, people don't respond and hang up, until a caller has a product they want. Then they sign up, even if they don't tell their friends later.

How To Identify Great Book Ideas And Writing Opportunities

The first and maybe the most important step in writing a book is coming up with a great idea for some really useful or interesting book. The great idea makes the writing fun. The great idea makes the book easier to sell to a publisher. In the end, the great idea means you’ve got a shot at making good money from your writing. Unfortunately, many new writers don’t have a clue as to how to do this. Accordingly, I offer the following tips based on the 150 or so books I’ve written and the three dozen books I’ve published:

Don’t pick something big and obvious…

The first thorough book on any important topic—the last war, the current big business success, the next medical breakthrough—can be a good book that succeeds even to the point of becoming a bestseller. But I respectfully suggest that you leave the big topics to the big writers. The problem with big, well-known topics is that they are well-known. And that means, very probably, that big publishers are already talking to big authors about writing books. Sorry. But that’s the reality.

Find your own space…

A related point to this idea of staying away from the really big topics is that you need to find your space. You will find it very hard to succeed—especially as a new writer—if you’re doing what’s already been done. Publishers, booksellers and readers will too easily respond to your book or book idea with the feeling, “Well, yes, but hasn’t [insert name of well-known, bestselling writer here] already done that?” By innovating, however, you may be able to find your own empty space—a niche that isn’t already occupied by some successful book or series or author.

Fortunately, you often don’t need to be wildly innovative to create the illusion of existing in a new space. Incremental innovation usually works well. All you need, sometimes, is to be just enough different that publishers, booksellers, and readers will say, “Oh, that seat is empty.”

A warning must be made, however. Your innovation can’t be to “write a better book.” And it’s not that writing a better book isn’t a good idea. It’s just that “writing a better book” isn’t innovative. Too many writers think of the idea.

Test the market appeal of your idea…

Here’s another technique for filtering and refining your ideas: You ought to write a press release for your idea to verify that the ultimate book sells well as a concept. A press release is a one-page news story that touts your book and proves to people who will help sell and promote your book—distributors, wholesalers, booksellers and magazine editors—that your book is special and unique and worth looking at. Your press release gives your book a chance to break out from the pack of other books and get noticed. Any idea that can’t be distilled into a great press release is risky.

You can see what book press releases are by visiting publisher web sites. You want to visit web sites and look for press releases for books like the book your idea may produce. While you’re doing this, look at any magazines that review books like the one you’re contemplating: Publishers Weekly, Library Journal, Booklist, and so on. Get an idea about the sorts of books get people talking.

Build a list of periodicals that will blurb your book…

If you’re considering a nonfiction book, you ought to be able to come with a list of a handful of special interest periodicals (magazines, newsletters, newspapers, and so forth) that prove people are interested in the topic of your book. If you want to write a book about raising Guinea pigs, conspiracy theories concerning the last president, or monetary policy in emerging economies, for example, one of the best ways you can confidently predict people will buy and read your book is to verify that people are already buying and reading periodicals about the topic.

If you do construct such a list, include the list and subscriber count information in your proposal to a publisher. The publisher can use your list to promote your book. In fact, as a former publisher, I promise you a publisher will look more seriously at any proposal that shows this level of author insight into the marketing of a book.

Try to fit your idea into an existing series…

Here’s another technique. If you can fit your idea into a publisher’s existing series, you ought to try that approach. While of course, we writers find it most satisfying to go our own way creatively, you’ll find it much easier to sell another idea that fits in an existing successful series.

I’ve always written about how to use technology for business and for personal finance. That’s my space. And I’ve got lots of good interesting ideas for books. But my bestselling book has been Quicken for Dummies (Hungry Minds 1993-2005). Would I like to write a different sort of personal financial management book? Yes. But to date Quicken for Dummies has sold one million copies in its numerous editions. The royalties on those salve away any creative disappointment.

Focus on a small niche…

That last number I mentioned, the one million copies of Quicken for Dummies, raises an interesting point. As you manage your research time, you can make good money on a book that sells ten thousand copies. Maybe as much as $15,000. A book that sells twenty thousand copies or more is a big hit for both you and your publisher. And that means your best bet is often to go after niche. Don’t just write another whodunit mystery, write a whodunit for children. Or better yet, write a whodunit mystery for Christian children or Muslim children or Jewish children. And then promote your book not just like all the other mystery publishers do but also using religious education periodicals that go out to churches or mosques or synagogues.

Don’t worry about slicing the market too small. Few books—almost no books—sell more than ten or twenty thousand copies. If you find a group of one hundred thousand or one million people with a special interest—even though that’s a very small slice on a planet with billions of people—your book idea can produce a successful work.

Verify your idea is big enough for a book…

One final idea and this is especially important for new writers. You need to make sure that your idea is big enough for a book—the content you’ll create is big enough to fill 250 pages or 500 pages or whatever. Experienced authors can do this intuitively. I know which ideas of mine support two hundred pages or four pages of writing. But new writers often can’t gauge this very well. Ever read a book where by the third chapter the author just rehashes material already covered in chapters 1 and 2? That’s a book where the idea wasn’t big enough.

Especially for nonfiction books, you ought to try writing a couple of example chapters—maybe chapters 1 and 4—to make sure you’ve got a big topic. Your chapters don’t need to be pristine or perfect. But make sure that you can write a couple of good, rich chapters that aren’t redundant. When you’re done with those chapters, look at what other topics you want to cover and make sure that there’s still stuff left for at least two or three more interesting chapters. A bit of rehashing is okay, I think. But you don’t want people reaching for the television’s remote control in the second chapter.

About the Author:Redmond WA tax CPA Stephen L. Nelson is the author of both Quicken for Dummies, QuickBooks for Dummies and more than 100 other books as well. Those books have sold more than 4,000,000 copies in English and have been translated into more than a dozen other languages. His website is http://www.stephenlnelson.com


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Get Paid to .....

The writing industry is not perfect for everyone. There are many careers for people who want to work for themselves, or work on line. The one advantage everyone has today is their ability to learn online. Most of what I took was through online courses. I've even taught several.

I liked the fact that I could study at my own pace, and read the information over and over. I am an audio learner, so I downloaded the lessons and then had Adobe read them back to me. This helped me retain the information.

The options available through online learning are perfect for everyone who didn't do well in school. There are options, there are tools, and there are live tools to work with the teacher to help you get the most out of your educational experience.

So if you are looking for some way to change your life, then look into online learning. It doesn't matter whether you are looking for medical transcription training, Plumbing Training, or help running a small business.


Reconsider Your Mortgage Options

I spent two years writing about mortgages and financial news. It financed my career, and gave me a new niche to write about. It also gave me a new insight to mortgages. Since starting to write mortgage articles, I've cut my mortgage from 25 years to 18, without paying more each month.

One thing that many people don't know is that governments are now making the fixed-rate Mortgage more cost effective.

Responding to suggestions from the chancellor Alistair Darling that more long-term fixed rate deals be made available, the spokesperson admitted there was some demand for fixed rate mortgages.

"There is a reasonable consumer appetite for long-term fixed rate mortgages, if consumers are able to exit them more easily and at lower cost," she explained.


There has always been a demand for fixed rate mortgages, but it has always been costly to sign out if the interest rates dropped. I remember once I watched them drop enough that I could have saved $5000, but I never re-negotiated my mortgage, because it would have cost me about $3000. In the end, it wasn't worth the effort.


Book Proposals 101.: What Publishers Want

Lots of writers like to talk about writing books. You hear very few talking about writing book proposals. Maybe that's why it's easy to forget that a strong book proposal is the first step to getting a great deal for your non-fiction book. It's where you make the big pitch and tell the editor everything that's going to make him or her want to buy.

A book proposal is also a great time saver for you because you'll find in the course of researching your book proposal whether or not your idea is viable, or whether your category is already crowded with similar books. Here are the parts that make up a book proposal, and a few tips on how to make it really stand out to a potential publisher.

Title Page
This is the first page of the book proposal. Your title should be centered and printed about two-thirds of the way down the page. In the bottom left hand corner you'll type in your name, address, phone number, email address and the name and contact information for your agent.

Overview
You'll want to have two to three pages explaining the overall premise of your book. You'll also want to include a Table of Contents that shows what points will be covered in each chapter.

Bio/Credentials
This isn't just your usual resume stuff, this is a big opportunity to sell yourself as THE person to write the book. Write it in the third person starting with your education and credentials. You'll want to point out any experience that specifically relates to the subject matter of the book. Have you written articles or previous books on the topic? Note those as well. List any public speaking that you have done and will do in the future, including television and radio interviews. Include a really nice photo. It doesn't have to be a glamour shot, but you do want to look interesting and engaging. A 5"x7" is fine.

Competition
The publisher will want to know if there are books similar to yours already out there. It will help them to see that there is a market for such books. At the same time, you'll want to point out how your book will be different, or better, than what's already out there. Do not trash someone else's work. It's bad form. It's enough to say a competitor's book left something out, or doesn't cover a certain aspect. If you don't know what competing books exist, you can look them up in Books in Print. Most libraries have it in the reference section.

Outline
This will be your chapter-by-chapter outline showing what you will cover, point-by-point, in each chapter. You can plan on allotting about half a page per chapter.

Sample Chapters
This is where you get to show that you really can write! You should submit at least three chapters of content. It doesn't have to be the first three chapters, but if you haven't written anything yet those may be the easiest to do. Then again, some writers like to start in the middle of a book! The main key here is to be good--no typos, no misspellings and no factual errors.

Marketing
The marketing section of your book proposal is so important that many publishers will often read it first. So make sure you spend the time to make this the best it can be. Lay out your whole marketing plan here. Explain who your target audience is, how big it is and why they will buy this book. How do you plan on reaching them? Are you buying your own advertising? If so, in what publications and what is their combined circulation? Will you be reaching out to book clubs, corporations or college classes where you book could be taught? How can you make your book stand out against the ones that are already out there? You want to make the case that there is a ready made audience out there and all the publisher has to do is reach out and grab them by signing you.

Promotion
Remember, a publisher wants to acquire you and your connections, so this is another important section of the proposal. How will you put yourself out there for your book? You'll want to explain if you'll be doing public speaking, or maybe you have a huge list you communicate with via newsletter every month. How many are on your list? If you plan to hire your own publicist, put that fact in as well. Do you have famous connections that will help you get great blurbs? Do you have a budget? If so, how much? Yes, they do want to know if you plan on spending some of your own money!

Publishing Details
Here you'll detail the length you propose for the book (in words) and whether the book will have any illustrations or photos. You'll also want to give an estimate for the time you'll need to turn in the finished manuscript.

And that's it. When your proposal is done you might want to hire an editor or a book consultant to go over it and give you some strong feedback. That way you'll know you have it in the best shape possible and you can feel confident when you're sending it out.

About the Author:Author and Writing Coach Sophfronia Scott is "The Book Sistah" TM. Get her FREE REPORT, "The 5 Big Mistakes Most Writers Make When Trying to Get Published" and her FREE online writing and publishing tips at http://www.thebooksistah.com/




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Content Or Passion: Balance In The Writing Journey

Is it better to participate in content writing or write for magazine publication?

The above question is actually multifaceted and can help you determine the overall thrust of your freelance writing career.

It has been estimated that a writer will need to pen a million words before a publisher is likely to accept their first work. That means a lot of rejection slips.

So, does that imply that content writing is preferred to the crafting of a book or magazine article?

Well not exactly. Content writing is a means of addressing a short-term need. If the immediate need is cash, then content writing might provide the answer. However, if you are looking for a means of affecting long-term royalty payments or a greater flexibility in the ownership of your material you may look at other publishing options.

When you agree to write content for a client you are essentially providing a service for hire. Once you release the article or story to the client and they reciprocate with a payment you have no further interest in the article. You can't use it again and you will gain no further payment for its ongoing use.

When you write a story for potential use in a book anthology, or a full manuscript for publication, you may have a variety of rights to consider.

If you are the author of a story, you can negotiate with a publisher for the rights you are willing to provide. You could provide First North American Rights, which would allow you to resell the story in the future as a second right, but you would also have the capability of selling first rights to someone else on an international basis. Nonexclusive rights allow you to continue selling the material with the same rights to as many publishers as are interested.

As we venture back to the original question it is important to understand that freelanced writing can and should be a balanced approach to writing. If it takes you a million words before you find publishing success why not make some of those words available to a paying content market to provide some skills-based writing while you work on other projects that are more personal and may have the potential to provide long-term residual payments.

A writer should always find time to write about the things they are passionate about, however the service of content writing provides a means of gaining some writing income while learning new skills and writing techniques while you are waiting for a publisher's acceptance letter.

Scott Lindsay is a web developer and entrepreneur. He is the founder of FaithWriters (http://www.faithwriters.com) and many other web projects. FaithWriters has grown to become one of the largest online destinations for Christian writers. Please visit the website at: http://www.faithwriters.com


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Comments From A Book Reviewer

For the past several years I have been reviewing books for my own site, Bookpleasures.com, as well as many other sites. I am also a regular contributor to the Canadian Book Review Annual.As editor of Bookpleasures.com, I would like to make a few comments about book reviewing and what to expect, particularly from Bookpleasures.com.

Today, with the advent of the Internet, there has been a proliferation of book reviewers, whom I shall classify as the good, the bad and the ugly.Those falling within the last category are ones that you have to be particularly on the look out for, as their only interest is to receive complimentary books without bothering to review them, or if they do review them, their reviews are very short and without substance.On the other hand, there are many serious and excellent reviewers, who devote a great deal of their time and energy in reading and writing a review.

Unfortunately for the authors, sometimes reviews are not exactly very complimentary. However, it is to be noted that it is not the objective of a reviewer to be a salesperson or a public relations representative for the author. If the criticism is constructive, a great deal can be learned from the review, particularly if the reviewer is also an author.

From the point of view of a reviewer, what I find most annoying is receiving a book without first asking me if I would accept to review it. Bookpleasures receives on average about 20-30 email requests per week. These requests are forwarded to our reviewers, who communicate directly with the sender of the email.In all probability, there is a 20%-30% chance that a request to review will be accepted by a reviewer. The reason why a book is not accepted is wide and varied. Many of our reviewers have a backlog that they would like to clear before accepting new assignments, or the subject matter is not one that interests any of them.

What I like to see in a request is not “hype” but rather a brief resumé of the contents of the book, who the author is, if the book is published by a main stream publisher or is it self-published, and if the book is available on Amazon. Bookpleasures also conducts e-interviews with some authors, and if the author is open to have himself or herself interviewed, please indicate.

If you are a publicist or publisher, don’t be afraid to put Bookpleasures as well as other book reviewing sites on your emailing list. You never know when something catches our eyes. Sometimes you may be publicizing a particular book, and our reviewers will look to your site and see something else that interests them.

As for the time frame, this all depends on the reviewer. Anywhere from one week to three months is the norm. You can ask the reviewer to give you some idea as to his or her time frame. You can also inquire as to his or her credentials. Bookpleasures does provide links to the reviewers’ site that should give you some idea as to their experience.

I do hope this is of help to some of you.


Norm Goldman is a free lance book reviewer and travel writer. He is editor of Bookpleasures.com, a book reviewing site, and sketchandtravel.com, a travel site that melds words with art.

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Home Renovating


I've started to blog on home renovating, and was surprised to find out how popular the topic has become. Not only did the niche give me a chance to explore what is out there for Do-It-Yourself home improvement buffs, but it also introduced me to some really unique ideas.

I am always telling writers that there is a niche out there waiting for a writer. Most writers quit to soon and pick something common. They then wonder why they don't make money.

Well, you'll never believe what I found today: Sectional Garages. That is right, these garages come in pieces and are put together, in the same way a closet organizer is assembled - sort of.

If I lived in the UK, I would own one. Our garage is the last major project in our house. It would be nice to slip something simple into our yard. It would save us so much time and money. I am just getting a little tired of dealing with trades people. There are only so many times a person can listen to their excuses why you can't have what you want, why you must pay more, and why they 'won't be in next week.'

It would be nice to have something that will look just like the picture, and can be installed quickly without having to endure more trades people and their excuses.

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A Penny Saved is a Penny Earned

The Internet has given ordinary people the opportunity to work form their homes, create passive income streams - and save money. I never forget to balance my blogs on work at home opportunities without reminding people that generating wealth involves more than bringing money in.

In many ways, wealth can be saved. When I bought my Dell, I used a dell coupon that came from an online 'code' from a site like WebbyPlanet.com. I saved $300, which at that time was about 2 weeks income. I also wrote the computer off.

The online coupon stores provide coupons for the regular purchases you need, from the hardware store to the software store.

Quote: ''There are so many online marketplaces out there, but we feel that WebbyPlanet.com is really the only one that gives consumers thousands of useful discounts and ensures they pay less for the things they love.''

So, stop before shopping next time and pick 3 ways that you are going to save money that day - you'll be surprised how much extra 'wealth' you will accumulate over the next year.

These are my thoughts. I thank webbyplanet.com for offering to sponsor this post.

I Think I Need An Agent

I choose articles that I believe will benefit my readers. For every one I choose, there are 10 I overlook. However, sometimes I find an article that really impresses me. This article gives writers a 'realistic' look at the publishing world.



Your initial manuscript is complete. Maybe it's even been shelved for a period of time. You may have sent the manuscript to a publisher, but it never really went anywhere. You really believe in the book, but are tired of hitting the roadblock that reads, "No unsolicited manuscripts".

Maybe what you need is a literary agent; one who believes in you and your work and will represent that belief to appropriate publishers. You conduct an online search and find several agents and agencies available, but you have no idea what to do next.

It is true that many authors who utilize the services of a literary agent may still have little publishing success, but by utilizing an agent you may be able to find a few more doors open.

There is a cautionary tale in all of this. You see, there are many 'agents' who will ask for a fee (sometimes called a readers fee) to review your manuscript. If an agent asks for any fees up front they are not likely to be members of the Association of Authors' Representatives (AAR). This organization provides rules of conduct and ethics for literary agents.

One of the prime motivators for a literary agent is that they do not receive payment until/unless they actually sell your manuscript to a publisher. In this way they are as interested in seeing you succeed as you are. If they are paid up front they may be less inclined to market your work effectively.

If you are looking for an agent, check to see if they are a member of AAR. There are plenty of individuals who are making a significant living by receiving fees from clients they do not represent well.

There are several locations on the web that provide information on agents to avoid. One of the most comprehensive can be found at http://www.anotherealm.com/prededitors/peala.htm Another source for agent information is a writer's market guidebook (there are multiple directories available).

You should know that it is entirely possible to get your manuscript published without the use of an agent, but it will take more research from you.

You will also most likely need to sell yourself as well as your work to a qualified agent. Many agents are already working with established authors so they often find it difficult to bring new authors on board. It can be done - remain persistent.

Scott Lindsay is a web developer and entrepreneur. He is the founder of FaithWriters (http://www.faithwriters.com/) and many other web projects. FaithWriters has grown to become one of the largest online destinations for Christian writers. Please visit the website at: http://www.faithwriters.com/




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Homeschooling

I've noticed that a lot of work at home parents homeschool their children. It has been that way for a long time. I worked at home before it was 'in' and a common thing. When I started, a work at home mom meant selling Avon or plastic storage containers.

I homeschooled my son without the resources available today. I found St Gabriel's Catholic Academy on the net.

This is a teacher supported online school for homeschooled students. They offer affordable tuition that includes the course materials for K-grade 12. I wish I found this site 5 years ago. I had to put my son in high school because there was no resources at the time for him.

This is a very religious based school, which I don't see as a bad thing. We took 'God' out of the public schools and look what happened. The best schools in the world for 200 years are now turning out the worst students. I read an article a few months ago that claimed only 10% of USA students were able to find their country on a map.

Add this to the fact that a large portion of students graduate while still illiterate, and it becomes imperative that we start taking our children's futures in our own hands.

I don't regret homeschooling my son. He is 17 years old, able to keep a set of business books, and has started his own business. Not bad while most of his peers are still unable to maintain a study and chore schedule without their parents help.



Professionally Developed Websites

One of the most overlooked aspects of working at home which many people overlook. They will invest the business budget on all sorts of things - very few of them will generate an income.

The first rule of business management is 'spend your budget on tasks and marketing that generates an income.' But, understanding what generates an income can be difficult.



Vortex Solution is a Montreal Web design firm that provides Web Service like:
Design services; they create a website and an excellent strategy. Other people pay to learn how to create their own website.

The thing is - a static website will not generate income. And the 'low graphic' may be good for the SEO optimize experts - who know very little about generating income, just bringing the masses to a website.

I have heard many people say 'I do not have money to invest.' That is because they don't spend money. For example, I buy traffic. 10 000 hits earns me $55 - $80 and costs $12. That is income. But, I wouldn't make any money if the traffic wasn't driving people to a website that interested them.

So the next time you are thinking about 'earning money,' do not pay another $1000 to learn the next best secrets. Instead, invest in an Internet marketing that will generate an income for your business.




Debt Management

It is the end of February. For most people that means two things, winter is almost over, and the debts are the highest they will be this year. Normally, I don't talk about debt on this blog, but everyone needs to understand that 'making money' is as much about saving it as it is about generating revenue.

I went bankrupt once. The stigma of going bankrupt, even though it was not my fault, did not hurt the most. What hurt the most was the fact that it didn't have to happen. When I couldn't pay my bills because of the actions of a third party, I thought that bankruptcy was the only option.

I've now learned that I had other options, even though the debts were in excess of $40 000. In fact, I would have been better off in the long run if I had paid the debt instead of declairing bankruptcy.

There are several Debt Solutions which do not involve petitioning for insolvency or bankruptcy. Now, more than ever, banks are willing to work with people. I never knew that. I always believed they were more willing to foreclose than rearrange a payment program to help their clients.

My mother had a saying 'Ignorance kills.' As a child I never quite understood this, and while my bankruptcy didn't kill me, it did kill my savings account.

I won't be in the same boat again, because next time (If there is one) I will ask for help.

Know Your Author Rights—And Hang Onto Them!

When a book or magazine publisher agrees to publish your work, you must sign a contract. In this contract there is a very important area concerning rights.

Be very careful about which rights you retain, and which rights you hand over.

For a magazine article, you want to grant first rights only. Be careful of granting electronic rights, which almost everyone will ask for these days. If they are paying you for a piece, be clear about whether you want them to be able to distribute it on the Internet. If you do grant this right, know that the article probably can't be resold anywhere else (because it will be so available to everyone else).

It may be advantageous for you to grant electronic rights, as long as you make sure you stipulate that they must include your byline and web site address(es). This way you will get something out of it—free, targeted traffic to your site. This is a key marketing strategy which I use all the time. I write articles and distribute them for free—but only with a carefully-worded resource box that tells people where they can go for more (enticing) information.

I was recently contacted by a publisher who wanted to rework an article I'd written back in 1987 for a product they were selling. They didn't ask me, they just told me, and included a check for $25. Upon inspection of my contract, I learned that they had a right to do that, because even though they had bought "first rights," the contract also said they could use it as a reprint in an anthology or other product.

As for books—grant only print rights, if you can. I have clients whose hands are tied on creating other (more lucrative) products, because they signed away things like "audio-video recordings of any or parts of the WORK or of adaptations of the WORK."

One author recently told me that current book contracts include wording such as "the right to all forms of the WORK which currently exist or may be invented, into perpetuity"! Yikes!

If you do land any kind of publishing contract, seek out a good intellectual properties attorney, or at least send me an email about your contract. I can help you spot what may be problematic in it.

Note that agents aren't always as sensitive to these things as you should be. Though they are supposed to have your best interests in mind, they want to seal a deal, and unless they would be included on your other information product ventures, they don’t have a vested interest in making sure you retain these rights.

The words you create are your most important assets as an author. Make sure you protect them
About the Author:Diane Eble has 28 years experience in the publishing industry as an editor (magazines, fiction and nonfiction books), author (11 published books, more than 350 articles), and copywriter. She is now a book publishing coach as well. Visit her site at http://www.wordstoprofit.com for information on writing, publishing, and selling books and other information products.


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Getting Published: Publishing Tips And Advice From Rose Desrochers

It appears that today everyone is a writer, and we all have the same dream. We all hope to someday be published. So as writers, where do we get started?

I suggest joining writing groups first and start seeking feedback that can help your career as a writer. It is most likely that your closest friends and family are telling you that your writing is the greatest thing since Steven King’s, and maybe it is, but it doesn't hurt to get some feedback from your fellow writers.

Once you are ready to take that plunge into the deep oceans of writing to see your work published for the first time, the best places to start are magazines and e-zines looking for calls for submission. For example, there are over 150 publishers listed on the Today's Woman Writing Community website, all looking for stories and poetry.

You are going to want to purchase a copy of Writer's Market that is published annually. This is an essential book for writers who are interested in publishing their work. You are also going to want to research your market. You are going to want to see just what kind of stories the magazine publishers are seeking. Each publisher will have specific guidelines to follow.

Offer your short stories for publication in their magazines, and be sure to list your other published work if any, and thank the editor for considering your work. If you are hoping to see your book published, some publishers will want you to send them your entire manuscript, while others may only want a query letter outlining your book proposal. Some may wish to see a few chapters from the book. If you're sending a full manuscript or sample chapters, always include an S.A.S.E. (Self Addressed Stamped Envelope) bearing sufficient postage with your submission. Present a cover letter that is professional. I suggest doing a Google search for query letter to give you some examples. If you are submitting by email, make sure that you follow the guidelines on the publisher’s website.

Stories posted on websites - are they personal or published?

In some cases, magazines will consider a story posted on your website or in an open community to be published. Therefore, they will not be able to claim first rights to it and most magazines, newspapers, etc. will not accept it as a submission. This will differ from publisher to publisher, and it is a very gray area. I suggest if you are submitting work that has already appeared on the web for publication, mention in the cover letter the forums or site where the story has been posted and let the editor make an informed decision.

Simultaneous Submissions?

There is a great debate in the writing community regarding simultaneous submissions. I have had a few interesting discussions myself. Some feel that it is the only way to get published quickly; others feel that it could lead to a bad reputation for you as a writer. This is due to the fact that publisher one will invest time in to reading your manuscript, only to find later it has been accepted by another publisher. I do encourage writers who wish to use simultaneous submission to advise the editors of it in their query letters.

Look over the contract:

Many first-time writers are so excited to just be published that they sign their name on anything without fully reading the contract. I can honestly say this is one mistake that I have made. Without carefully reading over the contract, you could sign yourself into a contract where for the next seven years you are bound to it and your publisher is reaping the rewards. Do not get trapped into this loop hole. Make sure you do an in-depth check into the background of any publisher. Once you send off your manuscript, now the fun comes. You sit and wait.

How long does it take?

It could take from 8 to 10 weeks to 8 to 10 months. Don't be discouraged by rejections; every writer gets rejected. Even Steven King was rejected. One published author says every story, on average, must be submitted to 100 markets before it is accepted.

You are going to want to know about rights, like first serial rights, etc. On Today's Woman under ‘writing lessons,’ there are some great articles that cover rights. Please be sure to check them out.

Getting published isn't easy. The editors get thousands of unsolicited Manuscripts a year. Don't give up. Start at the bottom and work up. I know some very talented writers who still aren't published. They've been trying for years. Writing is all about creating a name for yourself and that takes time.

If you are really eager about having your book published, you may wish to consider self-publishing or POD (print on demand) publishing. If you are considering this, I suggest developing a budget for publishing and advertising costs. You are going to want to shop around and look at the different prices of POD publishers or printing companies.

If you are going to go the self-publishing route you are going to need your own ISBN number and cover designer. In Canada you can get an ISBN number through http://www.collectionscanada.ca/isbn/s11-202-e.html. If you're looking for a print on demand publisher, I suggest starting at the Today's Woman Writing Community database of POD Publishers http://www.todays-woman.net/link-49.html. Be sure to consider factors such as set-up costs, royalty payments, control over your book, distribution, cover price, advertising and the publisher's reputation. The Internet can be a very useful tool as it allows you to investigate the company's name to see if other writers have had trouble with the company. Another approach to learning about the reputation of a publishing company might be to post questions within the different writing groups.

Todays-Woman.net also hosts a ‘Warning Writers’ page http://www.todays-woman.net/poetry-scams.html. Be sure to do your homework and never just take the publisher’s word.

If you write poetry, why not consider making a chapbook of your poetry. A chapbook is "a small book or pamphlet containing poems, ballads, stories, or religious tracts" (MIT) the term is still used today to refer to short, inexpensive booklets. Be sure to read my article "Make a Chapbook of Your Poetry". http://www.todays-woman.net/article805.html

Remember self-publishing means just what it says- self-publishing- you do the editing, the marketing, advertising, distribution, and sales.

It might be good to get some writing credits under your name before you think big. Whatever you decide to do, I wish you much success and hope you never give up on your dreams.

“If you can imagine it, you can achieve it. If you can dream it, you can become it.” -William Arthur Ward

Rose DesRochers is a published poet and freelance writer. Rose has been writing poetry for more than 20 years. She is also the founder of http://www.todays-woman.net/


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Submitting Your Manuscript: Getting Started

I am often asked "Do you know of a publisher who would be interested in my book?" There's no easy way to answer this question. You see, according to the PMA Newsletter, there are over 86,000 publishers in existence (http://parapub.com/statistics). It would be impossible to know what each one is looking for at any given time. However you do know that you're not going to submit your manuscript or book proposal to 86,000 publishers. It would be a waste of your time and money. To improve your chances in the submission process, you have to do your homework. Here are a few tips so your research will be most effective:

Publishing Houses: Get the Facts

Can you submit your manuscript to more than one place at a time? Depends on where you're sending it. Unfortunately, each publishing house has its own set of rules for reviewing a manuscript that will have multiple submissions. You have to find out what those rules are. You can check out the 2006 Writer's Market, published by Writer's Digest. It's an excellent source for publisher's guidelines. So is the website, Literary Marketplace.

While reviewing these resources you should also note what kind of material the company publishes and what kinds of manuscripts and proposals they would like to see. Another way to get more specific information on this topic is to go to your local bookstore and look at books similar to yours. Note the publisher as well as the agent and editor who handled the book (they're usually mentioned in the acknowledgments). Granted, a publisher might turn your manuscript down if they feel they've "been there, done that", but on the other hand if the company has had success with the subject matter they may be scouring the landscape to find more of the same!

Looking for an Agent

Your research may tell you that the publishers who seem right for you don't accept unsolicited manuscripts. That means you'll need an agent so you'll have to start your submission process with literary agencies. If that's the case, the 2006 Guide to Literary Agents is a great place to begin your search. Writer's Digest publishes this hefty tome listing more than 600 non-fee charging agents.

All of the agents listed in the guide adhere to the ethical guides established by the Association of Author's Representatives (AAR). Members of AAR are forbidden from charging fees. So in one book you get the security of knowing the agent you're dealing with is on the level, plus you get a full understanding of what material the agent represents. That means you won't be sending your manuscript out on a fruitless--and costly mission.

Manuscript Mechanics

Don't get too caught up in the specifics of what your manuscript should look like. Your research will tell you if the agent or publisher wants your manuscript a certain way, but for the most part as long as it's double-spaced and printed with a clear, easy-to-read 12-point font such as Courier or Arial you should be fine. Put your name, book title and page numbers on each page and--this is key--don't staple anything. Leaving the pages loose make it easy for the recipient to make copies. This is necessary because usually more than one person will be reading your work.

One note: These days more and more agencies and publishing houses are accepting electronic submissions. Find out if this is the case for your targets. You can save yourself some money and a trip to the post office!

The Entrepreneurial Mindset

Banish all fear. I know that's easier said than done, but look at it this way. If writing is something you really want to do, then manuscript submissions will become a regular part of your life. You don't want to go through your days and nights in a constant state of submission angst! It makes me feel tired just to think of what that would be like!

Instead put yourself in the mindset of being a writer and a businessperson. Your writing is your product. You will put out the best product possible. Know that the bulk of your rejections will have nothing to do with the quality of your product so don't take it personally. You move on to the next prospect with the same positive attitude that the next one may be the right one. Know that writing is part of your work. Being afraid isn't.

© 2006 Sophfronia

See Sophfronia's The Book Sistah Blog, category "Articles". Author and Writing Coach Sophfronia Scott is "The Book Sistah" TM. Get her FREE REPORT, "The 5 Big Mistakes Most Writers Make When Trying to Get Published" and her FREE online writing and publishing tips at http://www.thebooksistah.com/


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